Please read these terms and conditions carefully. By accessing this HOTSTUDY™ website including the pages in it (the “website”), you agree to be bound by the terms and conditions below. These terms and conditions are subject to change at any time. If you do not agree to the terms and conditions below, do not access the website.

Copyright © HOTSTUDY.COM, 2017.  All rights reserved.

The works of authorship contained in the website including but not limited to all design, text, sound recordings and images, are owned, except as expressly stated, by HOTSTUDY™. Except as otherwise stated therein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without HOTSTUDY™ prior written consent, except to the extent permitted by the copyright act no. 8 of 1996, as amended, and then, only with notices of HOTSTUDY™ proprietary rights, provided that you may download the information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in the information as downloaded. If you want to use a resource online of content or image from this web site you must include a back link to http://www.hotstudy.com

Professional advice:

The website is not intended to provide tax, lending, legal or investment advice, and nothing on the website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment or loan. You alone are solely responsible for determining whether any investment, loan, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation you should consult an attorney, investment advisor, financial advisor, or tax professional regarding your specific legal, investment, financial or tax situations, respectively.


Links to websites controlled or offered by third parties or partners (non-affiliates of HOTSTUDY™) are provided solely as pointers to information on topics that may be useful to users of this website. HOTSTUDY.COM has no control over the content on such websites. HOTSTUDY™ makes no warranties, either express or implied, concerning the content of any such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does HOTSTUDY™ warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. HOTSTUDY™ does not guarantee the authenticity of documents on the Internet, links to third party sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

No warranty:

The information and materials contained in this website, including text, graphics, links, or other items are provided “as is” “as available”. HOTSTUDY.COM is not providing any warranties or representations regarding the website, including, without limitation, the accuracy, adequacy, or completeness of the information and materials contained on the website, and expressly disclaims liability for errors or omissions in the materials and information. HOTSTUDY™ disclaims all warranties and representations of any kind with regard to the website, including any implied warranties of merchantability, non-infringement of third party rights, freedom from viruses or other harmful code, or fitness for any particular purpose.  No license to the user is implied in these disclaimers.

Limitation of Liability:

Under no circumstances will HOTSTUDY™ be liable for any lost profits, lost opportunity or any indirect, consequential, incidental, special, punitive, or exemplary damages arising out of any use of or inability to use the website or any portion thereof, regardless of whether HOTSTUDY.COM has been apprised of the likelihood of such damages occurring and regardless of the form of action, whether in contract, warranty, tort, (including negligence), strict liability, or otherwise.


All information submitted to HOTSTUDY.COM via the Website shall be deemed and remain the property of HOTSTUDY™ shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to the Website provides HOTSTUDY.COM through the Website. HOTSTUDY.COM shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the HOTSTUDY™ in its Privacy Policy or as otherwise specifically agreed or required by law.


The Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Enforceability and Governing Law:

In the event any of the terms or provisions of these Terms and Conditions shall be held to be enforceable, the remaining terms and provisions shall be unimpaired and the enforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. The user’s access to and use of the website, and the terms of this disclaimer are governed by USA laws and regulations.


Privacy Policy:

HOTSTUDY™ respects your right to privacy. We developed this Privacy Statement to inform you about our practices.

Privacy is a concern to most Internet users. HOTSTUDY™ is acutely aware of, and sensitive to, the privacy concerns of our customers. We assure you that we do not collect personal information from you unless you provide it to us. If you are registering to use the site you will be asked to provide certain information. We are asking for this information solely the purpose of providing the services offered and authenticating your identity when you apply or when you need help and/or assistance. Be assured that we do not sell information about our customers or site visitors to third parties.

Traffic Data:

Each time a visitor comes to HOTSTUDY.COM website, information is collected including the domain name / IP address, referring URL, browser and platform, time of visit, pages visited and searches performed, if any. These statistics are used to help us improve the performance of our website.

Aggregated traffic data may be shared with potential advertisers, research firms, and business partners for demographic purposes. When used in this aggregated form no one will be able to identify or contact you.

Use of Cookies:

A “cookie” is a piece of information that our website sends to your browser, which then stores this information on your system. A cookie allows our website to “remember” information about your preferences either until you exit your current browser window (if the cookie is temporary) or until you disable or delete the cookie. Many users prefer to use cookies to help them navigate a website as seamlessly as possible. You should be aware that cookies contain no more information than you volunteer, and they are not able to “invade” your hard drive and return to the sender with personal or other information from your computer. If you choose not to accept a cookie, you will still be able to use our website.

Sending You Responses and Updates:

We generally respond to any e-mail questions, requests for service or information, and other inquiries we receive. We may also retain this correspondence to improve our products, services and website. Frequently we retain contact information so that we can send individual’s updates or other important information about our services and products.


Reporting Violation of the Acceptable Use Policy: HOTSTUDY™ accepts reports of alleged violations of this AUP via email sent to abuse-dept@hotstudy.com Reports of alleged violations must be verified and include name, contact information, IP address, and description of the violation.

Abuses can be forward to abuse-dept@hotstudy.com